Montgomery & Graham, Inc. which was founded by former Mutual of Omaha employees Wes Montgomery and Eric Graham in 1997, focuses on the planning of employee benefits through innovative insurance strategies for employers and individuals. After over twenty years of serving Northwest businesses the passing of Oregon House bill 4050 in March of 2014 has opened up self-funding to small employers, which is a niche M&G have been working with larger employers all this time.
The ability to keep health insurance costs down for employers while retaining their employees by using self funded insurance products is what has gained Montgomery & Graham, Inc. their great reputation. This type of benefit packages can include medical, dental, life insurance, supplemental, long term care, disability, alternative care, and retirement planning. And part of M&G’s service is the management and administration of the insurance plan, which takes stress off the company, leaving time and energy for the actual day to day operations.
Property & casualty insurance offers a business protection from disasters, and through contract reviews, interrupted business insurance, and fleet safety programs can save companies money. Commercial property insurance includes building, interior items, as well as inventory. Commercial auto insurance covers the fleet, as well as the people that drive them with provisions such as collision, medical claims, comprehensive and bodily harm. The umbrella insurance refers to potential problems for example slander, carbon monoxide leaks, and any accidents on the property that could happen.
Setting up coverage that works for each situation is what Montgomery & Graham, Inc. does best even in cases where insurance is not recommended but risk management might be a better solution. Such alternatives might require self-insurance, risk transfer, or perhaps loss control. Retaining the employers’ profits might require those particular options.
MG Fleet solutions offers a customizable dashboard with live tracking through 24 hour web based software with a reporting suite that records idle time, stops, trip summaries. Real-time monitoring of drivers with activity alerts, that can be sent by text or email to a phone, so that employers can be aware of what happens on the road, giving security of what is happening with their business at all times.
As an added extra the client care department is available with a live person to answer questions about insurance claims, doctors on your plan, ordering a new id card, or for billing inquiries.
Montgomery & Graham, Inc. offers medical and dental through these companies: United Healthcare, Cigna, Regence, Providence, ODS, Lifewise, Kaiser, Health Net, Pacific Source, and others at this time.
M&G affiliations include: National Association of Health Underwriters, Oregon Association of Health Underwriters, Affiliate of Society for Human Resource Management, Home Builders Association of Metro Portland, and Oregon Home Builders Associations.
As an outreach to the community Montgomery & Graham also are involved locally with activities such as helping the Red Cross through blood drives and pet food donations to local shelters. Their website has current ACA healthcare news, and tips and advice as well as insurance updates. With so many ways to help your business, why not find out what Montgomery & Graham can do for you.